Editors’ Choice Quicken Deluxe is only $49.99 annually. Other top personal finance applications, such as Editors' Choice Mint and Credit Karma, are free.
On top of its learning curve, YNAB costs $11.99 per month. Used conscientiously, YNAB improves your chances of making a budget work by helping you understand your own saving and spending habits better. YNAB can be a bit difficult to master, but it provides a lot of educational material, both tutorial and philosophical in nature. The site connects directly to your financial accounts to pull in balances and transactions that flow directly into your budget, so you can instantly see where you stand with your spending. This online personal finance service is built on the philosophy that every dollar you're projected to earn needs a job, so you assign it to either be spent or saved. You Need a Budget (YNAB) takes an unusual approach to personal budgeting.
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